Effective Date: 4/12/2026
Ridgeline Asset Management, LLC.
Registered Investment Adviser – State of Colorado
1. Introduction
This Terms of Service & Disclosure Agreement (“Agreement”) governs the relationship between Ridgeline Asset Management (“Advisor,” “we,” “us,” or “our”) and you (“Client” or “you”). By engaging in our services, you acknowledge that you have read, understood, and agree to the terms outlined herein.
2.Registration & Regulatory Status
Ridgeline Asset Management is registered as an Investment Adviser with the State of Colorado. Registration does not imply a certain level of skill or training. We may only transact business in states where we are properly registered or exempt from registration requirements.
3. Services Provided
We offer financial advisory services, which may include:
- Investment Management
- Retirement Planning
Specific services will be detailed in a separate written agreement between you and the Advisor.
4. Fiduciary Duty
As a registered investment adviser, we act as a fiduciary. This means we are obligated to act in your best interests at all times, placing your interests ahead of our own.
5. Fees & Compensation
Our fees are disclosed clearly prior to engagement and may include:
- Asset-based fees (a percentage of assets under management)
Additional costs such as brokerage fees, custodian fees, and mutual fund expenses may apply. We do not earn commissions unless explicitly disclosed.
6. No Guarantee of Results
All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. We do not guarantee any specific investment outcome.
7. Client Responsibilities
You agree to:
- Provide accurate and complete financial information
- Notify us promptly of changes in your financial situation
- Review account statements and reports carefully
8. Conflicts of Interest
We strive to avoid conflicts of interest. Where unavoidable, conflicts will be disclosed. Examples may include:
- Relationships with third-party service providers
- Personal investments in recommended securities
9. Privacy Policy
We are committed to protecting your privacy. We collect and maintain nonpublic personal information necessary to provide services. We do not sell your personal information to third parties. Additional details are available in our Privacy Notice.
10. Custody of Assets
We do not take custody of client funds or securities. Assets are held with a qualified third-party custodian. You will receive statements directly from the custodian.
11. Termination
Either party may terminate the advisory relationship at any time upon written notice. Fees will be prorated as applicable.
12. Limitation of Liability
To the fullest extent permitted by law, we are not liable for:
- Market losses
- Acts of third parties
- Information provided by you that is inaccurate or incomplete
Nothing in this section waives any rights you may have under federal or state securities laws.
13. Governing Law
This Agreement shall be governed by the laws of the State of Colorado.
14. Amendments
We reserve the right to amend this Agreement at any time. Clients will be notified of material changes.
15. Acknowledgment
By engaging our services, you acknowledge receipt of this Agreement and our Form ADV Part 2A and 2B disclosure brochures.
Contact Information:
Ridgeline Asset Management, LLC.
129 Pioneer Avenue Durango, CO 81301
(844) 597- 4343
info@ridgelineam.com
www.ridgelineam.com
